Panama City ADU Builder

Panama City’s Trusted ADU Builder

ADU builder in Panama City

Mesocore delivers flexible ADUs in Panama City to expand your property’s potential. Each 18′ × 24′ unit includes a full kitchen and bath, making it ideal for a rental unit, family suite, or private retreat. Built on a durable concrete pier foundation and powered by solar with lithium-ion storage, our ADUs are tailored for resilience on Florida’s Panhandle.

Turnkey building made simple: Design —> Permit —> Build

Our local zoning expertise keeps your project on track and moving quickly.

Book a Consultation

Why Panama City Homeowners Choose Mesocore

Local Permitting Know-How

Local permitting expertise in Bay County and City of Panama City. Zoning and setback reviews Engineering & energy calcs Local building codes

Local Permitting Know-How

Local permitting expertise in Bay County and City of Panama City. Zoning and setback reviews Engineering & energy calcs Local building codes

Local Permitting Know-How

Local permitting expertise in Bay County and City of Panama City. Zoning and setback reviews Engineering & energy calcs Local building codes

Modular Speed, Refined Finish

Factory precision reduces weather delays and keeps timelines predictable once permits are issued. Faster installation Less disruption to neighbors Cleaner job sites

Modular Speed, Refined Finish

Factory precision reduces weather delays and keeps timelines predictable once permits are issued. Faster installation Less disruption to neighbors Cleaner job sites

Modular Speed, Refined Finish

Factory precision reduces weather delays and keeps timelines predictable once permits are issued. Faster installation Less disruption to neighbors Cleaner job sites

Built for Florida

ADUs designed for coastal durability and year-round comfort. Hurricane impact windows and doors High-performance insulation Moisture-smart assemblies

Built for Florida

ADUs designed for coastal durability and year-round comfort. Hurricane impact windows and doors High-performance insulation Moisture-smart assemblies

Built for Florida

ADUs designed for coastal durability and year-round comfort. Hurricane impact windows and doors High-performance insulation Moisture-smart assemblies

Built offsite

Choose Your Mesocore Model

Factory-built, hurricane-resilient, and ready to install in days.

Model E ADU

ADU

Bedrooms

Bathrooms

410

Sq. Ft.

Explore ADU

$129K

Model A

Modular House

2-3

Bedrooms

Bathrooms

800 - 1130

Sq. Ft.

Explore Model A

$164 k

How We Build ADUs in Panama City

Step 1:

Feasibility & Site Review

We confirm setbacks, utilities, and site access with the Bay County and or your local town

Step 1:

Feasibility & Site Review

We confirm setbacks, utilities, and site access with the Bay County and or your local town

Step 1:

Feasibility & Site Review

We confirm setbacks, utilities, and site access with the Bay County and or your local town

Step 2:

Design & Selections

Choose your Mesocore and customize finishes to match your home and style.

Step 2:

Design & Selections

Choose your Mesocore and customize finishes to match your home and style.

Step 2:

Design & Selections

Choose your Mesocore and customize finishes to match your home and style.

Step 3:

Permitting & Engineering

Our team manages drawings, engineering, and permit submittals.

Step 3:

Permitting & Engineering

Our team manages drawings, engineering, and permit submittals.

Step 3:

Permitting & Engineering

Our team manages drawings, engineering, and permit submittals.

Step 4:

Site Prep & Installation

Foundations, utility tie-ins, crane placement, and final finishes handled by us.

Step 4:

Site Prep & Installation

Foundations, utility tie-ins, crane placement, and final finishes handled by us.

Step 4:

Site Prep & Installation

Foundations, utility tie-ins, crane placement, and final finishes handled by us.

Serving Panama City and Surronding Neighborhoods

We serve homeowners across Panama City and nearby communities, including:

St. Andrews

Downtown Panama City

Lynn Haven

Callaway

Panama City Beach

Springfield

See our county-specific pages for details:

Also Serving Palm Beach County

Also Serving Orlando

Also Serving Pensacola

Permits & Zoning in Panama city

Panama City’s zoning codes determine ADU size, placement, and parking. Mesocore handles permitting, stamped drawings, and approvals with local building departments.

Financing Options for Your ADU

Many Bay County homeowners use HELOCs, renovation loans, or cash-out refinance to fund ADUs. We can connect you with lenders familiar with modular construction projects.

Frequently Asked Questions

Panama City ADU FAQs

Does Panama City allow ADUs?

Yes, ADUs are permitted in many residential zones, subject to city ordinances.

Does Panama City allow ADUs?

Yes, ADUs are permitted in many residential zones, subject to city ordinances.

Does Panama City allow ADUs?

Yes, ADUs are permitted in many residential zones, subject to city ordinances.

How long does it take to build an ADU?

Once permits are issued, modular installation and finishing are typically faster than traditional builds.

Our 410 sq ft ADU can be built in as little as 10 days.

How long does it take to build an ADU?

Once permits are issued, modular installation and finishing are typically faster than traditional builds.

Our 410 sq ft ADU can be built in as little as 10 days.

How long does it take to build an ADU?

Once permits are issued, modular installation and finishing are typically faster than traditional builds.

Our 410 sq ft ADU can be built in as little as 10 days.

Can I rent my ADU in Panama City?

Yes — ADUs can be used for long-term rental, family housing, or guest space, subject to local rules.

A great way to generate additional income.

Can I rent my ADU in Panama City?

Yes — ADUs can be used for long-term rental, family housing, or guest space, subject to local rules.

A great way to generate additional income.

Can I rent my ADU in Panama City?

Yes — ADUs can be used for long-term rental, family housing, or guest space, subject to local rules.

A great way to generate additional income.

Can my ADU be connected to my existing septic system?

In most cases you can connect to your existing septic as long as it is large enough to handle additional plumbing.

This will be found out during feasibility.

Can my ADU be connected to my existing septic system?

In most cases you can connect to your existing septic as long as it is large enough to handle additional plumbing.

This will be found out during feasibility.

Can my ADU be connected to my existing septic system?

In most cases you can connect to your existing septic as long as it is large enough to handle additional plumbing.

This will be found out during feasibility.

Get a Free ADU feasibility check and Quote for your panama city area property

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