ADU builder in Panama City

Mesocore delivers flexible ADUs in Panama City to expand your property’s potential. Each 18′ × 24′ unit includes a full kitchen and bath, making it ideal for a rental unit, family suite, or private retreat. Built on a durable concrete pier foundation and powered by solar with lithium-ion storage, our ADUs are tailored for resilience on Florida’s Panhandle.

Turnkey building made simple: Design —> Permit —> Build

Our local zoning expertise keeps your project on track and moving quickly.

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Why Panama City Homeowners Choose Mesocore

Local permitting expertise in Bay County and City of Panama City.

  • Zoning and setback reviews

  • Engineering & energy calcs

  • Local building codes

Local Permitting Know-How

Modular Speed, Refined Finish

Factory precision reduces weather delays and keeps timelines predictable once permits are issued.

  • Faster installation

  • Less disruption to neighbors

  • Cleaner job sites

ADUs designed for coastal durability and year-round comfort.

  • Hurricane impact windows and doors

  • High-performance insulation

  • Moisture-smart assemblies

Built for Florida

Popular ADU Models in panama city

Comfortable space with separate bedroom and living— Ideal for a home office, guest suite, pool house or compact rental with full kitchen and full bath. On-site installtaion in as little as 10 days.

ADU - 410 sq ft

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Choose from thoughtfully designed one- or two-bedroom layouts, each featuring two full bathrooms and a dedicated laundry space. Ideal for those with larger ADU needs, offering more spacious floor plans with enhanced living areas.

ADU House 1,130 sq ft

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How We Build ADUs in panama city

Step 1: Feasibility & Site Review

We confirm setbacks, utilities, and site access with the Bay County and or your local town

Step 2: Design & Selections

Choose your Mesocore and customize finishes to match your home and style.

Step 3: Permitting & Engineering

Our team manages drawings, engineering, and permit submittals.

Step 4: Site Prep & Installation

Foundations, utility tie-ins, crane placement, and final finishes handled by us.

Serving panama city and surronding Neighborhoods

We serve homeowners across Panama City and nearby communities, including:

  • St. Andrews

  • Downtown Panama City

  • Lynn Haven

  • Callaway

  • Panama City Beach

  • Springfield

also serving Orlando
also serving palm beach county
also serving Pensacola

Permits & Zoning in Panama city

Panama City’s zoning codes determine ADU size, placement, and parking. Mesocore handles permitting, stamped drawings, and approvals with local building departments.

Many Bay County homeowners use HELOCs, renovation loans, or cash-out refinance to fund ADUs. We can connect you with lenders familiar with modular construction projects.

Financing Options for Your ADU

Connect with Ocean Capital Lending

Panama city ADU FAQs

    • Yes, ADUs are permitted in many residential zones, subject to city ordinances.

    • Once permits are issued, modular installation and finishing are typically faster than traditional builds.

    • Our 410 sq ft ADU can be built in as little as 10 days.

    • Yes, long-term rentals are allowed in most areas, and Mesocore helps ensure compliance.

    • A great way to generate additional income.

    • In most cases you can connect to your existing septic as long as it is large enough to handle additional plumbing.

    • This will be found out during feasibility.

Get a Free ADU feasibility check and Quote for your panama city area property